Building the Lending Products of Tomorrow
Where Innovation Meets Responsible Growth
Stride Fintech Lending partners with innovators to create and scale modern credit and lending programs. Our collaborative model brings together regulatory expertise, deep industry experience, and flexible infrastructure to help you bring new lending products to market quickly, securely, and confidently.
As a nationally chartered bank with decades of experience in consumer and commercial credit, Stride combines speed and sophistication. We understand the regulatory, operational, and financial complexities of launching new lending products, and we help our partners navigate them seamlessly from concept to launch.
Comprehensive Lending Solutions
consumer and small business Lending Programs
We support a range of consumer credit products designed for consumers and businesses.
- Term loans, including personal loans and point-of-sale financing
- Lines of credit, including private label and virtual card programs
- Credit, charge, and installment products with flexible repayment terms
- Business term loans and lines of credit
- Charge, credit, purchasing, and virtual card programs
Compliance and Risk Management
As an OCC-regulated institution, Stride provides full regulatory oversight and operational guidance. Our risk management team ensures compliance across lending lifecycle stages, including origination, underwriting, and servicing.
- Fair lending, UDAAP, and BSA/AML compliance
- Credit policy development and governance
- Ongoing portfolio performance analysis and risk review
Partnership That Accelerates Innovation
Stride’s Fintech Lending team operates as a true extension of our partners’ product and risk teams. We provide the infrastructure and expertise — you bring the vision. Together, we co-create lending programs that deliver real value to consumers and small businesses alike.
Whether you’re launching a new embedded lending product, enabling credit access at the point of sale, or scaling a digital-first finance platform, Stride provides the foundation to bring your ideas to life with safety, speed, and scale.
if you would like to contact the Stride Fintech Lending team, please submit an inquiry form.